WITHOUT INSURANCE
$150–$300 per tooth
national average
WITH INSURANCE
$0–$75 after deductible (most plans cover 80%)
typical out-of-pocket
What Affects the Price?
- Number of tooth surfaces involved (1-surface vs. 2-surface vs. 3+ surface)
- Filling material: composite (tooth-coloured) vs. amalgam (silver)
- Location of the tooth (molars require more material)
- Geographic location and dentist overhead costs
What Does Insurance Cover?
Basic restorative care including fillings is typically covered at 70–80% by dental insurance after the deductible. Most plans apply a waiting period (6–12 months) before covering fillings. Check whether your plan specifies amalgam-only coverage — some require pre-authorization for composite.
How to Reduce Your Costs
- Treating decay early means smaller, less expensive fillings — don't delay a checkup
- Amalgam fillings are typically $50–$100 less expensive than composite per tooth
- Dental school clinics offer fillings at significantly reduced rates
- Ask your dentist if the decay can be monitored vs. filled immediately for small lesions
Find a verified dentist near you and call to ask about their fees — prices vary significantly by location.
Search Dentists Near You →